The benefits of moving banknotes from cotton-paper to a polymer substrate are far-reaching, and are maximised when using Guardian® banknote substrate.
The use of Guardian® substrate means creating a banknote that is:
Secure from counterfeiting |
Research shows that total counterfeit activity concerning currency infringements consistently drops by more than 80% after Guardian® banknote substrate is introduced into circulation. Counterfeit money carries a number of burdens for any economy which includes inflationary pressure due to the artificial increase in the money supply, as well as unrecoverable losses for business and consumers. |
Easy to authenticate |
Banknotes using Guardian® substrate are immediately identifiable in both appearance and feel. The large transparent window or windows integrated with optically variable colours and images that can be viewed on quick inspection, giving the public a means for immediate authentication and confidence in the integrity of their national currency. |
Significantly more durable than paper |
Guardian® banknote substrate lasts around four times longer than cotton-paper notes, reducing the volumes of unfit banknotes being replaced and corresponds to less currency management time spent on unfit banknote replacement. The protective coating and highly durable substrate means that notes, and their security features, remain in circulation longer and retain their aesthetic qualities and crisp appearance throughout the note’s useable life. The durability issue is particularly evident in humid climates, where paper notes deteriorate relatively quickly due to moisture and soiling. |
Major cost savings over time |
The significant reduction in banknote counterfeit activity is essentially like providing a layer of immunity to the national economy. The total financial benefit to an economy is difficult to quantify due to the ripple effect of positive outcomes that result from banknotes that the public can trust. |
Distinctive in appearance and texture |
Banknotes play a significant role in the cultural and political identity of a nation. In gaining public confidence and engendering national pride, nothing compares to the symbolism of a beautifully designed, distinctive banknote that is crisp to the touch and a marvel to behold. |
Clean and hygienic for the public to handle |
Academic studies have proven conclusively that cotton-paper banknotes are a vehicle for the transmission of bacteria and other microorganisms throughout the general population. A 2011 study in India, for example, revealed 100% of cotton-paper notes tested carried at least one type of bacteria. |
Environmentally-friendly in production and recycling |
Based on its superior durability to paper, Guardian® banknote substrate enables client nations to significantly reduce its resource consumption in the supply of banknote material, the volumes of ink, and the machinery and transportation useage required to maintain a national money supply. |
Easier to manage through print and cash processing machines than paper |
Central bank clients consistently report the superior handling of Guardian® banknote substrate when it is delivered to its national banknote printing facilities. Guardian® substrate packs absolutely flat, unlike the natural waves that develop in cotton-paper notes with embedded threads, maximising the efficiency with which substrate sheets are processed through printing machines. |


